Chase Chase Select www.chaseselectloans.com (866) 306-0868 M-F 8am-9pm; Sat 8am-5pm ET |
3.56% to 9.81%
(LIBOR +3.25% to +9.50%)
|
None |
Auto payments: 0.25% IRR from eligible Chase account
|
36 payments |
No |
Citibank CitiAssist Loan www.studentloan.com (800) 788-3368 M-F 8am-11pm ET |
3.00% to 9.25%
(3-month LIBOR +2.75% to +9.00%)
|
None |
Auto payments: 0.25% IRR
|
24 payments
|
No |
Sallie Mae Smart Option Student Loan www.salliemae.com (800) 695-3317 M-Th 8am-10pm; F 8am-7pm CT |
2.25% to 10.13%
(LIBOR +2.00% to +9.88%)
|
None |
Auto payments: 0.25% IRR
|
12 months following successful completion of education |
No
|
First Tech Fed. Credit Union Private Education Loan www.addison.studentchoice.org (800) 236-7991 24 hours, 7 days a week |
Floor Rate of 6%
(LIBOR +2.50% to 5.00%)
|
None |
Auto payments: 0.25% IRR |
48 payments
|
No |
U.S. Bank U.S. Bank No Fee Education Loan www.usbank.com/nofeeapp/ (800) 242-1200 M-F 9am-8pm ET |
3.45% to 10.95%
(Prime +0.20% to +7.70%)
|
None |
Auto payments: 0.50% IRR
|
36-48 payments, based on FICO and debt-to-income ratio
|
No |
SunTrust Bank Academic Answer Loan www.suntrusteducation.com/ (866) 763-6350 M-F 7:30am-9pm ET |
3.00% to 9.99%
(LIBOR +2.75% to +9.74%)
|
None |
Graduation: 2% principal reduction per loan
Auto payments: 0.25% IRR
|
48 payments
|
No |
PNC Bank PNC Solution Loan www.pnconcampus.com (800) 762-1001 M-Th 8am-7pm; F 8am-6pm ET |
3.51% to 11.21%
(LIBOR +3.30% to +11.0%)
|
None |
Auto payments: 0.50% IRR |
48 payments |
No |
Citizens Bank TruFit Student Loan www.citizensbank.com/ trufitstudentloan (800) 708-6684 M-F 8:30am-5pm ET |
2.92% to 9.47%
(1 month LIBOR +2.70% to +9.25%)
|
None |
Auto payments: 0.50% IRR for automating payment from any eligible Citizens Bank account
|
Available after 36 consecutive, on time payments. Subject to terms and cond.
|
No |
Discover Student Loans Certified Private Loan www.discoverstudentloans.com/ (877) 728-3030 M-Su 8am-12am ET |
3.25% to 9.50%
(Prime +0.0% to +6.25%)
|
None |
Graduation: 2.00% cash reward on principal balance Auto payments: 0.25% IRR |
No
|
No |
cuStudentLoans Credit Union EdAccess Loan www.custudentloans.org/credit-union-101/credit-union-edaccess-loan (888) 549-9050 M-F 9am-6pm ET |
3.27% to 9.27%
(LIBOR +2.99% to +8.99%)
|
None |
1% interest rate reduction once 10% of the loan has been repaid |
24 payments
|
Yes |
Northwest Federal Credit Union Private Education Loan www.northwestfcu.studentchoice.org (800) 349-9470 24 hours, 7 days a week |
Floor Rate of 6%
(LIBOR +3.75% for all approved loans)
|
None |
Auto payments: 0.25% IRR |
48 payments
|
No |
NASA Federal Credit Union Private Education Loan www.nasafcu.studentchoice.org (800) 322-8816 24 hours, 7 days a week |
Floor Rate of 6%
(LIBOR +3.69 to +4.43%)
|
None |
Auto payments: 0.25% IRR |
48 payments
|
No |
Wells Fargo Collegiate Loan www.wellsfargo.com/student/ (800) 378-5526 M-F 8am-10pm CT |
3.50% to 9.99%
(Prime +0.25% to 6.74%)
|
None |
Graduation: 0.50% IRR
Auto payments: 0.25% IRR |
24 payments
|
No |
Fifth Third Bank Smart Option Student Loan funded by Fifth Third Bank http://web.53educationlending.com/private.asp (800) 222-7192 M-F 8am–6 pm ET |
2.25% to 10.13%
(LIBOR +2.00% to +9.875%)
|
None |
Auto payments: 0.25% IRR
|
12 months following successful completion of education |
No |
Regions Bank Smart Option Student Loan for Regions Bank www.regions.com/smart (800) 858-7822 M-Th 8am-10pm; F 8am-7pm CT |
2.25% to 10.13%
(LIBOR +2.00% to +9.875%)
|
None |
Auto payments: 0.25% IRR
|
12 months following successful completion of education |
No |
Charter One TruFit Student Loan www.charterone.com/ trufitstudentloan (800)721-3969 M-F 8:30am-5pm ET |
2.92% to 9.47%
(1 month LIBOR +2.70% to +9.25%)
|
None |
Auto payments: 0.50% IRR for automating payment from any eligible Citizens Bank account
|
Available after 36 consecutive, on time payments. Subject to terms and cond.
|
No |
First Marblehead Collegiate Custom Choice Loan funded by SunTrust Bank http://www.collegiatestudentloans.com (866)230-5609 M-F 9am-8pm ET |
4.43% to 11.16% (variable) OR 7.13% to 13.08% (fixed)
(1 month LIBOR +4.18% to +10.91%)
|
Origination: 0% to 6%
|
Auto payments: 0.25% IRR
Graduation: 1% principal reduction
|
|
No
|