Exhaust all federal grant and loans available to you before considering a private (alternative) loan.  You may qualify for loans or other assistance under title IV of the HEA (Pell Grants, Stafford, Perkins, FSEOG grants and PLUS loans) and the terms and conditions of title IV, HEA program loans may be more favorable than the provisions of private education loans.  Student Lending Analytics has developed a list of private loan options for undergraduates to serve schools and their students who need a focused and neutral resource for help in finding a private student loan.  These lenders appearing below appeared most frequently during an analysis of over 400 school lender lists in August of 2009 and has been augmented as SLA has become aware of other competitive products.  Standard disclosures for each loan can be found by clicking on the lender's name in the chart below. 

If you live OR attend college in the following states, be sure to review this information about your state's private loan program (click on the links to get specific information about your state's alternative loan program):  Alaska, Connecticut, Iowa, Maine, Massachusetts, Minnesota (SELF Loan and ND DEAL Program) Montana (through ND DEAL Program), New Jersey, New York, North Dakota, Rhode Island, South Dakota (through ND DEAL Program), South Carolina, Texas, Vermont, Wisconsin (through ND DEAL Program) and Wyoming (through ND DEAL Program).   Before making a final decision about your private loan, please review the SLA Private Loan Guide.

Disclaimer
SLA is an independent research and advisory firm that has NO affiliations with any student lenders. SLA HAS RECEIVED NO CONSIDERATION FROM ANY LENDERS FOR PLACEMENT ON THIS LIST.  Placement on this list DOES NOT in any way constitute an endorsement from SLA NOR should it be construed as a preferred lender list.  You are free to borrow from any lender of your choice. While SLA has made every effort to confirm each of the lender loan terms described below through website research and multiple calls to lender customer service representatives, it cannot guarantee its accuracy.  Furthermore, not all the lenders listed below lend to all students at all schools.  The borrower should confirm any and all loan terms with the lender PRIOR to accepting the loan.  Each lender’s position on the list is randomly determined and will change each time this page is refreshed.  SLA will update this page as necessary and will provide a date of last update at the top of the page.  The information provided below is subject to change without notice. 

Notes:  1.